Buying a new car involves several important checks, including the insurance status. Checking the car’s insurance status by registration number confirms and verifies your policy details online. This is useful if the insurance details of a newly purchased car is updated correctly.

Understand the process of checking policy information for faster renewals and quick claim approval. With step-by-step guides, checking car insurance for new cars becomes easier, convenient, and hassle-free. Read on to know more.

Why Should You Check Your New Car’s Insurance Policy Details?

Nowadays, checking vehicle insurance policy details is essential to ensure accurate coverage, avoid claim rejections, and check whether your policy is active, expired, or approaching renewal. It also lets you check whether the policy covers third-party liabilities, theft, accidents, and other risks during the policy period. Car insurance validity refers to the active period of your policy coverage.

Furthermore, checking your insurance validity also confirms:

  • If your policy is currently active
  • Expiry date of your insurance policy
  • Type of car insurance and coverage you have chosen

How to Check Vehicle Insurance by Registration Number?

Policyholders can check the vehicle insurance details using the car’s registration number. Different platforms, such as the VAHAN portal, the insurer’s website or mobile app, and the IIB portal, use different methods to verify policy information.

Let’s find out in detail below:

Check on the VAHAN Portal

The VAHAN portal, managed by the Ministry of Road Transport and Highways, lets users access insurance and vehicle-related details online. Here is the step-by-step procedure to check details online:

Step 1: Visit the official Parivahan Sewa or VAHAN website and select the “Know Your Vehicle Details” option.

Step 2: Log in to the website using your registered mobile number and complete OTP verification.

Step 3: Provide the registration number of your vehicle to check the details.

Step 4: Enter your vehicle registration number, click on the “Search Vehicle” option, and the details instantly reflect on the screen.

This method benefits vehicle owners seeking instant access to policy information without handling physical documents.

Check on the IIB Portal

Insurance Information Bureau (IIB) maintains a database of vehicle insurance policies in India. To check vehicle insurance by registration number through IIB, follow the steps below:

Step 1: Go to the official website of IIB and choose the “Login” option from the drop-down list.

Step 2: Enter your name, contact details, email address, and vehicle registration number.

Soon, the screen displays the validity and other details of your vehicle insurance policy.

Check Through Your Insurer’s Website or Mobile App

The vehicle insurance status can also be checked on your insurer’s website or mobile application. Here’s how:

Step 1: Go to the official website of your insurer and navigate to the policy section or quick assistance option.

Step 2: Enter your vehicle registration number or the policy details. Make sure to verify them.

Step 3: Review and download a copy of your policy online.

This method is useful when you need a digital copy of your policy during travel or emergencies.

Policyholders across insurers like TATA AIG can also access the necessary policy-related information through their online service and manage car insurance digitally.  

What Details Can You Verify

Checking vehicle insurance by number confirms important policy information linked with the car. Here are the details you can verify online:

  • Status of insurance policy
  • Expiry date of policy
  • Name of the insurance provider
  • Details of vehicle registration
  • Basic details of vehicle linked with the policy
  • Type of insurance coverage chosen

Conclusion 

Checking the vehicle insurance by registration number simplifies car ownership and policy management. Online verification also helps keep a track of insurance-related information. By verifying the vehicle insurance policy using the registration number, policyholders can confirm if the policy is valid. Regular reviews support easy insurance management, especially while acquiring a new vehicle or renewing insurance.