Being involved in a car accident is stressful enough but when you know it wasn’t your fault, the confusion and frustration can be even worse. Who pays for the damages? Should you talk to the other driver’s insurance company? What if your injuries don’t show up until days later?

If you’re not at fault, protecting your rights and maximizing your compensation starts immediately after the crash. Get legal help from Highway Law Group to ensure you don’t leave money on the table. Our experienced car accident lawyers know how to build strong claims and negotiate with insurance companies that often try to pay out as little as possible.

Here’s what you need to do after an accident that wasn’t your fault and how to protect yourself legally and financially.

Head-on car collision in Portland with emergency responders.

1. Call 911 and Report the Accident

Even if you feel fine or the damage seems minor, always call the police. A police report creates an official record of the accident and is crucial for determining fault. Insurance companies heavily rely on it when evaluating claims.

Be honest, but avoid admitting fault or speculating about what happened. Stick to the facts. If possible, ask the responding officer how you can get a copy of the report or where it will be filed. In most states, including Georgia and Florida, crash reports can be found through your state’s Department of Highway Safety or DMV.

2. Document Everything at the Scene

If you’re physically able, collect as much evidence as possible. Take clear photos of:

  • All vehicles involved (from multiple angles)

  • License plates

  • Any visible injuries

  • Road conditions, traffic signs, and skid marks

Exchange contact and insurance information with the other driver, and collect names and phone numbers from any witnesses. The more evidence you have, the stronger your case will be when your car accident lawyer builds your claim.

3. Seek Medical Attention Immediately

Even if you feel “okay,” always get checked by a doctor. Adrenaline can mask symptoms of injuries like whiplash, concussions, or internal bleeding. If you delay medical care, insurance adjusters may argue that your injuries aren’t serious or weren’t caused by the accident.

A prompt medical exam creates documentation that links your injuries directly to the crash, which is essential in any personal injury case.

4. Notify Your Insurance Company But Be Careful

Let your insurer know that you were involved in an accident, even if the other driver was at fault. Be factual, avoid making any admissions, and don’t speculate. If the other driver’s insurance contacts you, it’s best to refer them to your car accident lawyer.

Insurance companies, especially the at-fault drivers may try to get you to accept a quick settlement or make a recorded statement that can be used against you. Don’t sign anything or agree to a settlement without legal guidance.

5. Consult a Car Accident Lawyer Before Accepting a Settlement

Just because you weren’t at fault doesn’t mean the process will be easy. Insurance companies may undervalue your claim or deny it outright. An experienced car accident lawyer will:

  • Investigate the accident

  • Gather medical records and expert opinions

  • Calculate the full value of your claim (including lost wages, pain and suffering, and future medical care)

  • Negotiate aggressively on your behalf

At Highway Law Group, our car accident lawyers fight for the maximum compensation you deserve. We work on a contingency fee basis, meaning you don’t pay unless we win your case.

6. Know What Compensation You’re Entitled To

If you’re not at fault, you may be entitled to recover damages for:

  • Medical expenses (past and future)

  • Lost income

  • Pain and suffering

  • Property damage

  • Emotional distress

  • Loss of enjoyment of life

The exact amount depends on the severity of your injuries, the insurance policies involved, and how well your case is documented, another reason to have a skilled car accident lawyer by your side.

Final Thoughts

Even if you’re not at fault, car accidents can leave you with serious injuries, medical bills, and a long road to recovery. Don’t leave your future in the hands of an insurance company. Get legal help from Highway Law Group and let our experienced car accident lawyers handle the legal battle while you focus on healing.