A truck accident can be a life-altering event. Given the size and weight of commercial trucks, collisions often result in serious injuries, emotional distress, financial burdens, and complex legal battles. 

So, if you or a loved one has been involved in any such accident in McKinney, it’s crucial to act quickly and strategically to protect your rights and secure fair compensation. 

Having said that, here’s a step-by-step handbook. It explains what you should do immediately after a truck accident in McKinney, Texas, to ensure your safety, preserve evidence, and strengthen your case. Continue reading!

White truck on a highway in the sunset.

1. Prioritize Safety and Seek Medical Attention

Your first priority after an accident is to ensure your safety and that of others involved. If possible, move to a safe location away from oncoming traffic but remain near the accident scene. Call 911 immediately to report the accident and request medical assistance.

Even if you feel fine, get a medical evaluation as soon as possible. Some injuries, such as whiplash, internal bleeding, or concussions, may not be immediately noticeable but can worsen over time. 

Ultimately, having a documented medical report is also essential when filing an insurance claim or pursuing legal action.

2. Contact Law Enforcement and File an Accident Report

A police report is a key piece of evidence in any truck accident case. When the authorities arrive:

  • Provide an honest and factual account of what happened.
  • Avoid admitting fault or making statements that could be used against you.
  • Request a copy of the accident report or obtain the report number for future reference.

The police report will include important details about the accident, such as road conditions, witness statements, and any citations issued to the truck driver. This information can be crucial in determining liability.

3. Gather Evidence at the Scene

If you are capable, then collect as much evidence as possible at the accident scene. This will help strengthen your case and prove liability. 

Use your phone to:

  • Take photos and videos of vehicle damage, skid marks, road conditions, traffic signals, and any visible injuries.
  • Capture images of the truck’s license plate, company logo, and DOT number (usually found on the side of the truck).
  • Collect witness contact information, including names, phone numbers, and email addresses.

Additionally, take note of any surveillance cameras nearby, as they may have captured the accident.

4. Consult a Truck Accident Attorney

Truck accident cases are complex, and trucking companies often have aggressive legal teams working to minimize their liability. In this scenario, having an experienced truck accident attorney in McKinney, TX, on your side can make all the difference. A knowledgeable attorney can:

  • Investigate the accident thoroughly and gather essential evidence.
  • Negotiate with insurance companies to ensure a fair settlement.
  • Handle all legal paperwork so you can focus on recovery.
  • Take your case to court if a fair settlement cannot be reached.

Since truck accidents often involve federal regulations and multiple liable parties, having professional legal representation can increase your chances of receiving full compensation.

5. Act Quickly – Time Limits Apply

In Texas, the statute of limitations for personal injury claims, including truck accidents, is generally two years from the date of the accident. However, acting sooner is critical because:

  • Evidence can be lost or destroyed. For example, trucking companies may erase driver logs or black box data.
  • Witness memories fade over time, making testimonies less reliable.
  • Insurance companies may delay the process, hoping you’ll settle for less.

Simply put, taking immediate legal action improves your chances of securing fair compensation.

6. Avoid Speaking with Insurance Adjusters Too Soon

After a truck accident, you may receive calls from the truck driver’s insurance company or legal representatives. It’s important to:

  • Avoid giving a recorded statement without consulting an attorney.
  • Do not accept a quick settlement offer—initial offers are often much lower than what you deserve.
  • Be cautious with your words, as insurance adjusters may try to use your statements against you to reduce their liability.

Therefore, instead of handling insurance negotiations on your own, it’s best to seek legal guidance. The attorney ensures you receive fair compensation for medical bills, lost wages, and other damages.

Conclusion to Draw

A truck accident can be a devastating and overwhelming experience, but knowing what steps to take can protect your health, rights, and financial future. 

By following the given steps, you can protect your rights and secure the compensation you need to recover. Additionally, if you’ve been involved in a truck accident, don’t navigate the process alone. Seek professional legal guidance to ensure your case is handled properly and fairly. 

Finally, taking the right steps now can help you move forward with confidence and financial security.