How do you keep your home and family safe? Many people tend to think of this in a narrow way, as simply installing a home safety system, making necessary improvements to an outdated home alarm system, or hiring a home security company. However, there are many factors to consider when making decisions on how to protect your home and your family. A little forethought can prevent future grief.
This is not about being gloomy or pessimistic, it’s about thinking about precautions you can take that you may never have considered otherwise. Even if none of your worst case scenarios ever materialize, you will derive considerable comfort from just having a system in place.
Here are four ideas to consider to protect your loved ones at home and provides peace of mind:
1. Protecting Your Home.
Besides safeguarding your home and family from intruders, security systems also offer protection from fires, a natural disaster like a flood, carbon monoxide poisoning, and a significant temperature change that might affect the health of an elderly family member. A home safety system will also help you save on home insurance.
While there are many DIY options available, you will benefit the most from getting a home security company to monitor your home. There are three advantages to this approach:
- Installation: Everything you need to keep your home safe will be properly installed and regularly maintained.
- Technology: You will use cutting-edge technology rather than relying on obsolete home safety features that seasoned burglars have learned how to bypass. Advanced home alarm systems will allow you to get online on your smart phone to access cameras, lights, and heating or cooling systems so you can monitor your home or make adjustments when you’re away from home. You can, for instance, check up to see if the babysitter has put the kids to bed on time or remotely turn the lights on in the evening to give the impression that someone is at home.
- Help: Someone is available to monitor your home when you have left town and are away on vacation. Help is also available in a medical emergency.
2. Managing Your Finances
It’s difficult to keep your family safe when you have no money to take care of an emergency. Here are some tips for managing your finances from the perspective of protecting your family
- Insurance: Getting adequate insurance provides a financial safety net for your family should you ever have to pay for an emergency that is beyond your means. For instance, life insurance will provide for your family if something happens to you; home insurance will provide protection against any loss to your home or property; and health insurance will take care of any hospital visitations.
- Budgeting. Create a budget to avoid overspending. Surrounded by a world of temptations, it’s only too easy to overspend without realizing that you’re endangering your family. You could be earning a good salary but still not have enough to cover an important living expense. For instance, if you don’t manage your money well, you could run out of money to buy food, medicine, or gas to get to work. You could also find yourself unable to pay your rent, mortgage, phone, or utilities. There is help available, though, which can be tailored to your personal situation, for example, financial advice for widows or for those recently divorced.
- Save Money. Saving money is still the best way to deal with your finances. It means you’ll always have cash put to one side for important things, plus it means you can pay off any debts you might have more quickly. There are many different ways of saving money from using coupons when you buy groceries to shopping around for bargains to installing energy efficient replacement windows, and once you find the one (or ones) that is best for your family, try to stick to it as much as you can.
- Emergency fund. Think about putting aside money for small emergencies. Although you may have insurance, it will not cover everything, particularly small expenses. Setting aside a small amount of money each month will slowly build your emergency fund.
3. Protecting family members.
If you have elderly or young family members, they may need protection. For instance, if a senior alone at home falls and breaks a hip bone, an emergency alert system will allow them to press a button to have emergency services dispatched to the house. If you have young children, protecting them could be as simple as making sure that they are never left unsupervised at home even if you need to leave for a brief period of time. They could, for example, drown in your swimming pool or get into the medicine cabinet. Babies and elderly people are often more vulnerable than you might think because they often don’t know have the ability to always take care of themselves.
4. Reducing health risk factors.
Sometimes taking care of your family might be about reducing health risk factors. If someone suffers from allergies you should think twice about getting a dog. If you smoke, you should avoid doing this around other people in your household. And if someone has a health problem, then you should always make sure that they always have enough medicine or sufficiently supplied medical equipment. For instance, if an elderly parent uses oxygen, you should make sure that there is always an extra tank available.
When thinking about ensuring the safety of your family, think about the various possible threats that your family might face and then take appropriate preventative steps to counter any potential danger.