Do you ever feel like your life is more complicated than it needs to be? You’d like to streamline things, but it seems like you’re too busy to think about how you would go about that. While it’s true that simplifying your life is going to take some time and effort on your part, it’s probably not as complicated as you think. In fact, one of the major obstacles to getting start is thinking you have to do it all at once. You can work on any one of the areas below at any time for as long as you are able, and every little step will make things a little easier.
Managing Your Home
Does the place you live suit you? Do you own a home or live in a big house because you think you need to? While there are a lot of advantages to being a homeowner, it can also come with a lot of responsibility, and if it’s not for you, it’s okay to admit that maybe it’s just not what you want at this stage in your life and go back to renting instead. You should also take a look at what things in your home take up too much time for too little reward and figure out how to get rid of them or make them easier. If you hate housework or cooking and can afford a cleaner or recipe boxes, these can be great solutions.
Managing Your Money
Few things can derail you as much as worrying about your money: having enough of it, saving it, and paying off debts. It’s a good idea to figure out how to manage it as efficiently as possible, and the best way to do that is to automate as many things as you can. You should also see what you can do to lower expenses and pay off debt. You might be able to refinance your student loans into a new loan with a private lender.
You could also see about rolling any credit card debt onto a lower-interest card. Set up all your bills to be paid automatically, and use an app to help you track your budget and spending and make sure that you don’t go over budget. You can also have a portion of your pay automatically placed in a retirement account, and you can have automatic withdrawals for other types of saving and investments as well.
Managing Your Personal Life
Human beings are social creatures, but sometimes even the people we love the most can all get to be a little too much. Claiming some time for yourself is important and one of many simple steps to improve your wellbeing and overall health. While there are times in your life when you don’t have much control over your personal life, such as when your children are very young or if you are caregiving for someone who is ill, even 30 or 15 minutes at the beginning or end of the day can make a difference. You may also find that the ability to say no to things you really don’t want to do is a powerful tool.