Whether it’s giving the house a much needed renovation or going on a vacation to Hawaii with the whole family, there will always be situations where you have to pull cash out of thin air. It’s these situations where quick cash can come in handy, especially when you’re still a week away from your next paycheck.
Now, getting quick cash isn’t hard, neither is it simple. It all depends on where and how you’re going to get it. Quick and easy doesn’t exactly translate to safe and secure. Considering the number of people who were duped into applying for fast cash and ended up with liabilities, it’s important to be more careful when you’re searching for easy money.
Fortunately, there are a ton of ways you can finance your projects or vacations without any hassle and risk. Here are four of them:
- Car title loans
Loans are obviously a great source of funding. Still, the conditions that many lenders require can be too restrictive, especially if you have a bad credit record. With title loans, you are provided an alternative source of quick cash.
The application process is easy and you don’t have to go through a credit check in order to qualify. You only need a car title and a stable job. Another advantage with collateral auto loans is that you can scale the amount of money you’re borrowing based on your needs as well as the value of your vehicle. That way, you won’t have to worry about shouldering massive debt later on.
- Sell your stuff online
Usually, if you want to earn extra cash, you can always consider a good old-fashioned yard sale. The tradition has gotten even easier with the internet. No longer will you have to showcase your used stuff on your lawn. You only need to take pictures and post them on online platforms like Craigslist or Facebook’s Marketplace where possible buyers may immediately see them.
When selling your items online, make sure you write attractive descriptions. Also, price your valuables carefully. Anything that has a lot of sentimental value should be sold with a higher price.
- Rent your space
There’s always a demand for living space. Form tourists to people who are apartment hunting, you have the opportunity to make fast cash out of this growing demand.
With AirBnB, you can rent out extra living space around the house to people who are willing to pay good money for a night’s stay. Before joining AirBnB, however, make sure you have free space where people can crash for a short while.
- Pawn your valuables
This should be your last resort, but this is still a great way to get quick cash. While you’re looking for items to pawn, it’s always best to know which one’s you can easily surrender. Also, makes sure to get your valuables appraised before you pawn them. This will give you a more accurate estimation of the items’ value.
I hope these tips can help you earn cash without having to wait forever.
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